Resource mobilisation

The money exists. Access is the constraint.

Capital is not scarce. Accreditation and evidence are. Most programmes are not turned down. They are found not yet eligible.

What Sukuma does

Mapping a programme against the instruments that could realistically fund it.

Building the fiduciary, safeguard, gender and procurement evidence direct access requires.

Assembling the concessional, commercial and domestic components.

Where the capital sits: Green Climate Fund, Adaptation Fund, GEF, bilateral climate finance and carbon markets.
What gates it: Entity accreditation and a paradigm-shift test. Unaccredited entities do not proceed.
What it takes: Fiduciary standards, safeguard systems, a gender policy and a track record of managing comparable funds.
Where programmes fail: At accreditation renewal, or when co-financing letters arrive after the board deadline.

Where the capital sits: Housing microfinance, development finance facilities, municipal instruments and guarantee facilities.
What gates it: Bankability at household scale, and tenure certainty. Collateral gaps stop well-capitalised facilities.
What it takes: A repayment model from verified income, an acceptable tenure framework, and a risk-sharing guarantee.
Where programmes fail: When the housing product is designed before the finance, or hard-currency capital meets local income late.

Where the capital sits: Domestic tax and levy instruments, pooled multi-donor funds, sector budget support and bilateral aid.
What gates it: Public financial management capacity and evidence of domestic resource mobilisation.
What it takes: A treasury-accepted PFM assessment, a domestic resource plan, and one reporting framework for all donors.
Where programmes fail: When the aid contraction is treated as temporary, or harmonised reporting is never built.

Where the capital sits: Global Partnership for Education, Education Cannot Wait, results-based financing and skills levies.
What gates it: A government-endorsed sector plan and a results framework robust enough for disbursement.
What it takes: Named indicators and a data system that produces verified results on the fund's timetable.
Where programmes fail: When the results framework is written for the application and never operated, or training ignores employer demand.

Where the capital sits: Blended finance vehicles, impact funds, catalytic first-loss capital and corporate social investment.
What gates it: A demonstrable path to commercial return for senior capital, plus funder compliance alignment.
What it takes: A capital stack with each layer's risk and return explicit, and a first-loss structure investors accept.
Where programmes fail: When the structure is built around available concessional capital, not the commercial capital it should unlock.

Accreditation is the binding constraint
For the largest funds, accreditation, not proposal quality, gates access. It takes years to build and maintain.
Co-financing is the real test
Most instruments require evidenced co-financing, not a pledge. Firm letters usually arrive before the board meets.
Currency and tenor
Hard-currency finance against local-currency revenue undermines housing and enterprise programmes when tenors mismatch.
Fiduciary and safeguard evidence
Safeguards, gender plans, procurement and data protection are assessed before the technical case is read.

01
Eligibility diagnostic
Assessed against a named instrument's own criteria. The output states, item by item, where the programme meets the bar and where it does not.
02
Funding architecture
The instrument set, co-financing structure, sequencing and fallback if the preferred instrument does not approve.
03
Evidence build
Baseline, indicator framework, theory of change and reporting infrastructure for the full disbursement schedule.
04
Submission and accompaniment
Full-form development, appraisal responses and support through to first disbursement and first reporting cycle.